For Singa Fintech’s compliant OpenData / OpenBanking workflows, delivered runnable API implementations, KYC and live verification integration, and compliance guidance.
We offer end-to-end integrations for SingaFintech-style mobile lending apps: protocol analysis, authorization modeling, standardized OpenAPI interfaces, runnable SDKs, and automated tests to ensure compliance, stability, and operability.
POST /api/v1/loan/apply
Content-Type: application/json
Authorization: Bearer <CLIENT_TOKEN>
{
'applicant': {
'full_name': 'Budi Santoso',
'id_number': '317xxxxxxxxxxx',
'phone': '+62812xxxxxxx'
},
'amount': 3000000,
'term_days': 92,
'purpose': 'medical'
}
Response 202 Accepted {
'application_id': 'LN-20251123-0001',
'status': 'PENDING',
'next_steps': ['KYC_VERIFY', 'RISK_SCORE']
}
POST /webhooks/payment/notification
Headers: X-Signature: sha256=...
{
'tx_ref': 'PAY-VAXXX-20251123',
'amount': 3000000,
'status': 'SUCCESS',
'va_account': '7001234567890',
'received_at': '2025-11-23T10:22:33Z'
}
Processing notes: verify signature -> idempotent write -> reconcile with application_id -> update loan status -> trigger receipts / collections
All work is based on client authorization or publicly available APIs; we provide privacy-preserving data handling guidance and audit trail plans to meet regulatory standards (NDA optional).
We are a studio focused on app protocol analysis and compliant API integration. Our team comes from fintech, banking and cloud-native backgrounds, delivering end-to-end capabilities from protocol analysis to source code delivery.
Ready to start? Visit our contact page and submit your target app name and integration requirements:
Singa Fintech is a fast, unsecured, low-interest Indonesian online loan app, regulated by OJK and holds relevant licenses (KEP-47/D.05/2020). The platform offers micro-loans ranging from IDR 1,100,000 to IDR 48,000,000, with tenors typically 91-100 days and a maximum annualized rate not exceeding 36%.